Products We Offer
Accelerated Term Life Insurance
Guaranteed level premium term coverage offered in 10, 15, 20, 25 and 30 years.
Accelerated Underwriting: Face amounts $100,000 – $1,000,000, ages 18-50, are underwritten with a short telemed interview with a real time decision. Some applications may be moved to traditional underwriting and require labs and vitals.
Traditional Underwriting: Ages 51-74 and/or face amounts above $1,000,000 all ages are applicable. All cases are underwritten with a telemed interview and an exam that includes labs and vitals.
Instant Term Life Insurance
Guaranteed level premium term coverage offered in 10, 15, 20, 25 and 30 years.
Much like accelerated term but with instant issue with an underwriting decision in minutes and no medical exam.
Conversion to either a whole life policy or a universal life policy at any point prior to the earlier of attained age 70 or the end of the level term period. Conversion to universal life is only allowed on face amounts greater than or equal to $100,000.
Instant Term Life Insurance with Return of Premium
Guaranteed level premium term coverage offered in 10, 15, 20, 25 and 30 years.
Much like accelerated term but with instant issue with an underwriting decision in minutes and no medical exam.
Conversion to either a whole life policy or a universal life policy at any point prior to the earlier of attained age 70 or the end of the level term period. Conversion to universal life is only allowed on face amounts greater than or equal to $100,000.
If the policy is outlived, you receive something tangible in return – all eligible premiums paid, tax-free.
Whole Life Insurance
Accelerated Underwriting: Face amounts $25k-$1,000,000, ages 18-50, are underwritten automatically with a real-time decision. Some applications may be moved to traditional underwriting.2
Traditional Underwriting: Face amounts above $1,000,000, all ages are underwritten with a medical exam.
Other Available Products:
– Annuities
– Index Universal Life Insurance
– Simplified Issue Final Expense Life Insurance
– Guaranteed Issue Final Expense Life Insurance
– Aetna Senior Supplemental Health Insurance and Presccription Drug Plans
– Mutual of Omaha Medicare Supplement plans, individual dental plans and Prescription Drug Plans
For more information about these products, please fill out the form located on the Home or Contact Us pages of this website.